Are you eligible?

New for 2025! The Partnership Option is now available to crewmembers living in Tampa, FL and all of Long Island, NY.

Also available to crewmembers living in the NYC metro area, the Los Angeles, San Diego and Orange, CA metro areas, Orlando, FL and certain locations in CT, NJ and PA.

It pays to be picky about your Medical Option.

The Partnership Option offers high-quality care from local providers you know and trust, at prices that don’t break the bank.

You’ll choose a primary care doctor, who will be your partner and guide your care, keeping you healthier and you healthcare costs lower.

FREE doctor visits

Always see your primary care doctor for free.

No deductible

Your Option starts to pay right away for medical AND pharmacy..

Pre-set copays

Costs you know up front.

High-quality providers

Curated network of healthcare providers.

Get FREE primary care from the comfort of your home

A convenient alternative to in-person primary care, you can see your Centivo Care team from wherever you are.

Testimonials

WHAT THEY’RE SAYING

I like the fact that I can visit my primary care doctor whenever and for whatever reason and not have to worry about how much the bill will be.

Centivo member
WHAT THEY’RE SAYING

By simply following the plan and staying in network, the cost savings as a member by far exceeds any other plan I have been on. I recently moved to Centivo and the savings are amazing.

Centivo member
WHAT THEY’RE SAYING

I chose Centivo and selected a primary care doctor. To my surprise I was diagnosed with diabetes, high cholesterol and high blood pressure. My doctor helped me lose 20 pounds and lower my cholesterol, A1C and blood pressure to healthy levels. I am so thankful.

Centivo member
WHAT THEY’RE SAYING

Great list of primary care doctors and specialists that are close to me. The amount I pay for my healthcare has decreased but the care I receive has increased. That’s a major win!

Centivo member
WHAT THEY’RE SAYING

I like the fact that I can visit my primary care doctor whenever and for whatever reason and not have to worry about how much the bill will be.

Centivo member
WHAT THEY’RE SAYING

By simply following the plan and staying in network, the cost savings as a member by far exceeds any other plan I have been on. I recently moved to Centivo and the savings are amazing.

Centivo member
WHAT THEY’RE SAYING

I chose Centivo and selected a primary care doctor. To my surprise I was diagnosed with diabetes, high cholesterol and high blood pressure. My doctor helped me lose 20 pounds and lower my cholesterol, A1C and blood pressure to healthy levels. I am so thankful.

Centivo member
WHAT THEY’RE SAYING

Great list of primary care doctors and specialists that are close to me. The amount I pay for my healthcare has decreased but the care I receive has increased. That’s a major win!

Centivo member

High-quality healthcare without the high price tag

Low, predictable costs

A high medical bill doesn’t necessarily reflect high quality care. Centivo proves you can have excellent care without sticker shock. The Partnership Option is built around a network of high-quality, cost-efficient healthcare providers – and the savings are passed on to you.

Young Asian mom serving vegetables to her smiling daughter while having meal.

A strong primary care connection

It’s well-proven that primary care doctors can help keep you healthier, reduce hospital and emergency room visits and lower the cost of care. So, Centivo puts this important relationship between you and your doctor at the core of the Partnership Option.

Smiling White female pediatrician greets a toddler and her Black mother in an exam room.

A guide at your side

From routine medical appointments to specialist visits, your primary care doctor guides your care so you always know you’re getting the appropriate care in the right place at the right time. That means you won’t overpay for unnecessary tests or procedures.

Older Black male patient sits on an exam table as he talks to a middle age White male doctor.